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Buying your first home is a big step, and for many, saving enough for a deposit feels like climbing a mountain. A family guarantor loan can help you get over that hurdle by using a family member’s property as security instead of paying Lenders Mortgage Insurance (LMI). I’m Jake Rienits, founder and Principal Broker at Northline Home Loans here on the Sunshine Coast, and I want to explain how these loans work, what they mean for you and your family, and whether this option mig

More Australians than ever are turning to mortgage brokers when securing home loans. According to the latest data from the Mortgage & Finance Association of Australia (MFAA), mortgage brokers facilitated a record 81.6% of all new residential home loans in the June 2026 quarter. This is a significant increase from previous years and highlights a clear shift in how Australians approach borrowing for property. Australian suburban home with 'For Sale' sign Why More Australians Ar

The Reserve Bank of Australia kept the cash rate steady at 4.35% during its August meeting. This marks the second month in a row without a change, after a series of increases earlier this year. What the Rate Hold Means for Variable Rate Borrowers on the Sunshine Coast If you have a variable rate home loan, this pause in rate rises means your repayments are likely to stay the same for now. When the cash rate goes up, lenders usually pass on those increases, which means higher