Explore our extensive lender options
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When you call, you're talking to me, not a call centre, not whoever's free that day. I'll guide you through the entire loan or refinance process personally, from that first conversation through to settlement and beyond.
You're in safe hands, and I'll find the loan that's genuinely right for you, not just the one that's easiest to sell.
A few things you can expect from me:
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You'll always talk to me directly
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I'll get back to you quickly
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I'll be upfront about what's realistic, not just what sounds good
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I'll keep looking until I find a genuine fit, not just the first option
Why Choose Northline
Whether you're just starting out or you're a seasoned investor, I'll walk you through every part of your loan, the fine print included, like offset facilities, redraw, and additional repayments so you actually understand what you're signing up for.
Real Scenarios, Real Outcomes
First Home Buyer, Family Guarantee, Minimal Deposit
A first home buyer had a low deposit and needed a way in. Using a family guarantee, a parent's property as additional security, I found a lender who'd accept the structure, which meant the buyer didn't need to wait years to save a full deposit. First home secured.
Residential — First Home Buyer, Purchase
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Subdividing and Building Two Investments at Once
A client owned their home outright and wanted to subdivide the land: build an investment property on the new block, and a duplex on another. The challenge was structuring finance for two builds happening concurrently. I found a lender who could make the numbers work across both projects at once, so construction could proceed on both fronts without one holding up the other.
Residential — Investment, Construction
Racing the Clock After a Finance Clause Deadline
A couple came to me after their finance had been stuck with another broker for weeks, with their finance clause about to expire on a purchase over $1 million. With only two and a half weeks to get from full application through to settlement, and servicing complicated by one applicant's recent return to work, I found a lender who could move fast and structure it to fit. Settled on time.
Residential — Owner Occupied, Purchase
A Four-Week Commercial Settlement Before EOFY
A commercial client needed to settle within four weeks to meet an end-of-financial-year deadline. I found a lender who could move at that pace, structured the loan to settle on time, with a plan to review the structure again once things had settled and the pressure was off.
Commercial — Purchase
Restructuring Finance Through a Separation
During a separation, the financial requirements changed late, more funds were needed than originally planned, so one party could keep the family home. I found a lender whose policy could accommodate the revised numbers, giving the client certainty at an already difficult time.
Residential — Refinance